Website terms of use

This website (Site) is operated by banked.co.nz (we, our or us). Banked’s NZBN is 9429050918607.

If you access and/or use our Site, you are taken to have agreed to these terms of use (Terms). Please read these Terms carefully. If you don’t understand these Terms, or you don’t agree with them, please navigate away from our Site.

We will sometimes update these terms of use

We will update these Terms as needed. We recommend you check our Site regularly to ensure you are aware of our current terms. Materials and information on this Site (Content) are subject to change without notice.

What we offer

We aim to provide New Zealanders with the information that helps them make better decisions with their money. This includes presenting the latest deals, promotions and product comparisons. We conduct thorough research to provide information in the form of guides, reviews, comparisons and other content.

We do not provide financial advice. The information we provide does not take yours or anyone else’s specific financial circumstances into account and it should not be the only source you take into account when making a decision.

We work hard to make sure all information on our Site is accurate and up to date, but we cannot guarantee that this will always be the case. If you do find any information that’s out of date, we’d love you to let us know.

Privacy policy

We respect your privacy and understand that protecting your personal information is important. Our Privacy Policy sets out how we will collect and handle your personal information.

Intellectual property rights

Unless otherwise indicated, we own or licence all rights, title and interest (including intellectual property rights) in our Site, all of our Content and any copyright, registered or unregistered designs, patents or trademark rights and domain names (Our Intellectual Property). Your use of our Site and your use of and access to any Content does not grant or transfer to you any rights, title or interest in relation to Our Intellectual Property. You must not:

• copy or use, in whole or in part, any of Our Intellectual Property
• reproduce, retransmit, distribute, display, disseminate, sell, publish, broadcast or circulate any of Our Intellectual Property to any third party
• breach any intellectual property rights connected with Our Intellectual Property, including (without limitation) altering or modifying any of Our Intellectual Property, causing any of Our Intellectual Property to be framed or embedded in another website or platform, or creating derivative works from Our Intellectual Property.

Third-party sites

We often link to third-party websites when we think the information will be helpful for our users. Unless we tell you otherwise, we do not control, endorse or approve, and are not responsible for, the content on those websites.

We recommend you make your own assessment with respect to the suitability of those websites.

Our liability is limited

To the maximum extent permitted by law, we are not responsible for any loss, damage or expense, howsoever arising, whether direct or indirect and/or whether present, unascertained, future or contingent (Liability) suffered by you or any third party, arising from or in connection with your use of Our Intellectual Property and/or any inaccessibility of, interruption to or outage of our Site and/or any loss or corruption of data and/or the fact that our Content is incorrect, incomplete or out-of-date.

Indemnity

To the maximum extent permitted by law, you must indemnify us, and hold us harmless, against any Liability suffered or incurred by us arising from or in connection with your use of our Site or any breach of these Terms or any applicable laws by you.

This indemnity is a continuing obligation, independent from the other obligations under these Terms, and continues after these Terms end. It is not necessary for us to suffer or incur any Liability before enforcing a right of indemnity under these Terms.

Terminating these terms

These Terms are effective until terminated by us, which we may do at any time and without notice to you. In the event of termination, all restrictions imposed on you by these Terms and limitations of liability set out in these Terms will survive.

If a part of these Terms isn’t right

If a provision of these Terms is held to be void, invalid, illegal or unenforceable, that provision must be read down as narrowly as necessary to allow it to be valid or enforceable. If it is not possible to read down a provision (in whole or in part), that provision (or that part of that provision) is severed from these Terms without affecting the validity or enforceability of the remainder of that provision or the other provisions in these Terms.

Dealing with a problem

If there is information on our Site which is incorrect or could be misinterpreted, we would love to know so we can fix it. We welcome all feedback from our users and we are constantly striving to do better for the people we aim to help.

If you have a question or you’ll like to make us aware of an issue, you can contact us at email: [email protected]